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Payment Gateway

Introducing the new, fast, secure and cost-effective way for unbanked customers to make secure payments for products and services

Key Features

  • An electronic payment system that excludes traditional credit cards or cheque/debit cards from the payment process.

  • Simple, easy to install payment gateway API or Plug-In, allowing people without a credit card, debit/cheque card or traditional bank account to buy from you.

  • Suitable for: 

    • Online Shops

    • Apps

    • In-Store Point of Sale

  • Payment Gateway links directly to customers SendSpend Pre-Paid Wallet and secure 2-factor authorisation is done instantly. 

  • For more information watch the video at

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Merchant Costs and Remittance of Funds

  • Remittance of cash in 72 hours-2pm cut-off time 

  • Simple Charges – Fixed, Low Transaction Fee depending on volumes Maximum 4%

  • No Minimum Transaction Fee

  • No Monthly Fees

  • No Denied Transaction Fees

  • No Refund Fees

  • No Pre-Authorisation Charges


Benefits of SendSpend as a Payment Option

  • Allow people to make digital purchases using cash

  • Customers with a bank account simply transfer cash into their SendSpend Pre Paid Wallet

  • Tap into a whole new market of unbanked people, 1.7 billion across the globe

  • Quick and Easy for shoppers to download the SendSpend App from Google Play Store and sign up in a matter of minutes

  • Highly Secure Transactions. 2 Stage Transaction Authentication (PIN and OTP) for customers - reduces the risk of fraud and customer disputes

Getting Going

Simple Terms and Conditions for e-Merchants to sign call or email to get the payment API or plug-in for your shop

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