A Game-Changer for the Unbanked

SendSpend makes payments easier for everyone – Our multi-currency platform and E-wallet enables instant and secure payments between buyer and seller or sender and receiver. No Need for a bank account or payment card. Cash can be deposited at one or many cash in/out agents nationwide; remitted and received instantly.

Independent, Completely Digital

SendSpend’s Payment System is independent and has no affiliation to any of the existing card payment companies. There is no physical card and it is 100% digital for use on an android smartphone. Transactions are processed through SendSpend’s proprietary payment gateway. The gateway is also an enabler for unbanked merchants (such as the owner of a corner store/spaza shop) to establish an e-commerce website where they can accept payments using the SendSpend ecosystem.


SendSpend’s South Africa PTY Ltd is an Authorised Financial Service Provider (FSP 50673)

SendSpend Technology


Consumer App

This is the Pre-Paid Payment Instrument (PPI) in the form of an e-Wallet and includes various functions to initiate and authorise transactions


Agent App

To Provide Cash In/Out services for Customers, Located by GPS Map


E-Commerce/POS Payment System

E-Commerce/POS Payment System with 4 payment methods for both Online/App payments and In-Store payments. Payment methods available are Instant Pay (using registered phone number) and QR Code, and Pre-Loaded Products.


Corporate Agent Services API

A complete suite of API's for easy integration to existing POS businesses. 


FX Functionality

Multi-currency with full FX conversion functionality for individuals and business.

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Download the SendSpend Customer or Agent App from Google Play and get started immediately

(Only available for Android Phone)


SendSpend Customer App

SendSpend Agent App


Our Services

Point of Sale

Pre-paid Vouchers


Online Payment

Instant Pay Direct Customer to Customer

QR Code

Download the App


  • Privacy Policy

  • Agent Terms and Conditions

  • Customer Terms and Conditions


FPS 50673

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